VA Loan For Your Georgia Home

Veteran Affairs (VA) loans are making the dream of homeownership a reality for millions of veterans and military personnel across the country! VA Loans are equal opportunity loans for all qualified veterans and military personal who meet the service requirements.

VA loans are making the dream of homeownership a reality for millions of veterans and military personnel.

Who Are VA Loans For?

Veterans and Military Personnel - Qualifying borrowers who want 100% financing - Qualifying homeowners who want to refinance for 100% financing - Veterans who want a loan without mortgage insurance

Benefits Of VA Loans

  1. No Down Payment
  2. No Private Mortgage Insurance
  3. Competitive Interest Rates
  4. Basic Allowance for Housing or BAH
  5. No Pre-Payment Penalty

VA Loan Eligibility

What are the requirements for VA Loan Eligibility?

  • Must be a Veteran who has served on active duty and have a discharge other than dishonorable after a minimum of 90 days of service during wartime or a minimum of 181 continuous days during peacetime.
  • There is a two-year requirement if the veteran enlisted and began service after September 7, 1980 or was an officer and began service after October 16, 1981.
  • Six-year requirement for National Guards and reservists with certain criteria.
  • Additional specific rules apply concerning the eligibility of surviving spouses.

Be sure to check the VA Home Loan section of the U.S. Department of Veterans Affairs website for more information and criteria!

Who Can I Contact About VA Loans?

Melton & Associates are proud to be partnered with one of the areas top VA loan experts, Mark Halvorsen of Movement Mortgage. Visit Mark’s website or contact him directly to start benefiting from your VA Loan eligibility today!

Mark Halvorsen - Movement Mortgage Loan Officer

2 thoughts on “VA Loan For Your Georgia Home

  1. My name is Maria Kehoe. I have already gone through the VA Benefits website and have gotten my Certificate of Eligibility. I have been told I do qualify but I need a little more information on minimum credit score and what my possible loan would be potentially approved for.

    Thank you for your time,
    Maria

    1. Thank you for contacting us Mrs. Kehoe! I trust Mark Halvorsen was able to get you the information you were seeking. If you have any questions regarding purchasing a home with a VA Loan I can assist with, or any general questions at all, please don’t hesitate to contact us again! You can reach me via call/text at (706) 495-1135 or by email at SMelton1207@gmail.com

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